Unlocking possibilities for a better tomorrow

Earn very attractive interest on your savings, make affordable transfers, enjoy cashless payment options all in one account - Zitra is all you need.

Products that meet all your life goals

Z - Flex

Open a Zitra savings account with a minimum of ₦1K.

Z - Flex

Save towards a goal like a vacation, buying a new car, emergency fund etc.
Set up automated transfers to fund your savings regularly and earn competitive interest rates on your savings.

Z - Vault

You can open a Z-Vault account with a minimum of ₦50K.

Z - Vault

With just ₦50K, you can choose from 3 months, 6 months, or 1 year fixed-terms with high interest rates.
You can also access your money for an emergency for a nominal cost.

Z - Save

Automatic payments, makes it easy to save more and track your spending.

Z - Save

You can get insights into your spending habits and saving patterns.
Share your saving goals and progress with friends and family for motivation.

Get access to loans of up to ₦5 million

You can open a Z-Vault account with a minimum of ₦50K.

Get access to loans of up to ₦5 million

You can get up to ₦5 million for 12 months, customise the amount and duration of your loan to fit your needs. Easy and secure documentation process, with quick turn around time and competitive interests

Business Loan

Get access to loans upwards of ₦5 million

Business Loan

You can get upwards of ₦5 million for your businesses, with quick turnaround time, no hidden charges and a flexible repayment structure

Seamless savings today, get the Zitra Mobile App

Earn very attractive interest on your savings, make affordable transfers enjoy cashless payment options all in one account.

The Zitra-Bank Debit Card

Pay online or in-store easily and track every kobo; Our security measures protect your money, giving you peace of mind while spending & budgeting.

Get Started in these 4 easy steps

01

Download the App

Begin by downloading the Zitra app from the Google Play Store or App Store

02

Register

Click ‘Register’ and enter your personal details to create an account

03

Fund Wallet

Fund your wallet using a debit card from any bank or online transfer

04

Enjoy best rates

Select the investment option you’d like and enter an amount to invest

Our Partners

Chat with us